Retirewise provides retirement planning tools, simulations, and educational content for users in Canada and the United States. Country-specific features (accounts, government benefits, and tax rules) are activated based on the country and region you select during onboarding. This platform and its outputs (including projections, scenarios, and analytics) are for informational and educational purposes only and do not constitute financial, legal, or tax advice. Results are based on assumptions and models; they are estimates only and do not guarantee future outcomes. Past performance does not indicate future results. You are responsible for your own financial decisions. For advice tailored to your situation, please consult a qualified financial advisor, tax professional, or legal advisor licensed in your jurisdiction.