Risk Lab
Risk Lab is under Portfolio Risk in the sidebar. It scores your selected retirement plan across eight risk dimensions, combines them into one composite score, and surfaces recommendations. It uses the same plan data and simulation settings as your retirement projections elsewhere in the app—it does not replace personalized advice from a qualified professional.
Eight risk dimensions
Longevity, sequence-of-returns, withdrawal rate, inflation, shortfall severity, tax drag, portfolio concentration, and debt—each scored and explained.
Composite risk score
Dimensions are weighted into a single 0–100 score with a level label, plus a gauge view of your plan’s overall risk posture.
Factor detail & recommendations
Open any factor to see its contribution, status, and narrative. The run also returns actionable recommendations tied to your results.
Plan-based analysis
Pick a retirement plan, run the analysis, and review success-rate context and scenario breakdown from the same run—aligned with your plan’s simulation configuration.
Inside Risk Lab
Drawdowns, sequence risk, stress tests, and survival odds—Simulation and historical paths side by side.
Composite risk view
Run Risk Lab on a selected plan to see eight dimensions—longevity, sequence risk, inflation, and more—rolled into a single score with plain-language context. Results use the same data as your retirement projections.
Key benefits
Radar and cards visualize where risk concentrates
Transparent weights and contributions per factor
Available under Portfolio Risk in the sidebar after sign-up
Ready to explore Risk Lab?
Create a free account, open Portfolio Risk in the sidebar, choose Risk Lab, and run the analysis on one of your retirement plans.